We work for you, not the banks.

At Paras & Baz Finance, we take the time to understand your circumstances, compare 100s of loan products from over 30 lenders to find the one that suits you and structure your deal in a way that maximises your chances of approval.

Being a platinum broker with the major banks and specialising in structuring complex deals our goal is to:

Save you time

Give you choice

Negotiate the most competitive deal

Gurdev, we are very thankful for your professional and efficient service in re-financing our home. We are glad we connected with you as we ended up with a much better interest rate than our previous bank and you structured the loan in a way that really suits our needs. The way you kept us informed during each step of the process was both reassuring and informative. Thanks once again, we will definitely use your service again in the future.

Jane Smith

Thank you so much for all your help with the purchase of my first home. After speaking with various lenders, I didn’t ever think that I would be able to afford a home and you looked down other avenues that made this possible. Thanks to you I now have a backyard for my kids to play in. You were professional, friendly, helpful and prompt with all your communications. Nothing was ever a problem. I would highly recommend your services to all my friends and family. Thanks so much for your caring and understanding approach

Eric Cooper

Jane

Thank you so very much a ten out of ten experience. The knowledge, follow up, expertise and professionalism is beyond anything I have ever seen in my entire 20 plus years of working life!

There may be many brokers who profess they know all about home loans but it’s not what you may or may not know, it’s the way you are treated in this highly competitive service industry. Gurdev has great patience, deep knowledge of the products and will explain everything in detail.

Give him a call, he is really the best in his field!

Larry Roderigo

We’re there at every step.

We pride ourselves for going above and beyond your expectations and guide you at every step of the way from search to ownership and beyond.

Pre-approval

We setup a meeting to identify your requirements, speak directly with the bank’s credit approval officer explaining your situation and then submit your application for pre-approval.

Search

We recommend properties we have currently listed with our real estate business if they meet your requirements or provide you with feedback about other properties you’ve seen on the market and submit your application for formal approval.

Ownership

We regularly remain in touch with the bank’s settlement team to ensure your deal gets through without any hiccups and funds are available on the day of settlement.

Beyond

Once you own your property and the repayments begin, we continue to stay in touch to ensure your repayments are in line with your circumstances and there to assist you if anything changes.

We provide an array of services.

Home Loans

Personalised products for a first home buyer, repeat home buyer or an avid investor.

Personal Loans

Allowing you to finance your holiday, wedding, furniture and more

Commercial Lending

Funding a business venture or purchase of commercial, retail or industrial assets

Refinancing

Securing a better rate and unlocking equity to purchase another property, renovating and more

Asset / Car finance

Financing the purchase of a new car or commercial equipment

SMSF Lending

Buying an investment property through your super fund

Specialist Lending

Providing alternative solutions to those that are low doc or self-employed clients and those that don’t meet the usual lending criteria such as bad credit, unusual employment, non-resident etc